The Payday Super Readiness Checklist for Australian Small Business Owners

Payday super July 2026 small business readiness checklist cover page — free download from Officiency

Everything you need to check before 30 June — step by step, sourced from the ATO

The ATO’s Small Business Superannuation Clearing House closes permanently on 1 July 2026. If you currently use it, you need to act before then.

What’s Inside:

  • Cash flow and pay cycle -> what changes and how to plan
  • Employee and contractor super obligations -> what to check
  • Clearing house transition -> the SBSCH is closing 1 July
  • Payroll software readiness -> what to set up in your software
  • Final checks -> so nothing slips through before the deadline

About the author:

Hana is a registered BAS Agent, bookkeeper, and financial literacy coach with years of experience helping Australian small business owners stress less about compliance and actually understand their numbers. Based in Melbourne, working remotely across Australia.

Disclaimer:

This checklist is general guidance only. For advice specific to your business, speak with a registered BAS agent.